Nickel: website

Nickel: “The cashflow platform for America's core businesses: free ACH, AR/AP automation, 2% APY banking, and Penny, an AI finance agent.”

• Is there a catch with free ACH?

  “No, the only limitations on free ACH are per-transaction caps that vary by plan: $25,000 on Core ($0/month) and $1M on Plus ($35/month) and Pro ($300/month). There's no transaction volume limit, no hidden percentage, and no trial period. You can read more about how Nickel makes money.”

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• How fast do I get paid?

  “ACHs are settled in 3 business days on Nickel Core and 2 business days on Plus and Pro. Cards are settled in 2 business days on Nickel Core and 1 business day on Plus and Pro. If you use Nickel Balance, incoming and outgoing payments settle instantly.”

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• Does Nickel work with QuickBooks?

  “Yes, Nickel syncs both ways with QuickBooks Online and QuickBooks Desktop. Invoices, payments, vendors, and chart of accounts stay matched automatically, and the integration is free.”

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• Is Nickel the same as Nickel Payments or "GetNickel"?

  “Yes. Same company, different domains. We moved from getnickel.com to nickel.com in October 2025. Your payment links are hosted on nickelpayments.com. Old bookmarks to nickelpayments.com or getnickel.com still work. We're not affiliated with nickel.eu or nickelfi.com. Those are different companies.”

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