{
  "schemaVersion": "ready-scan.agent-evidence.v1",
  "protocolVersion": "ready-scan.agent-return.v1",
  "entity": {
    "id": "urn:readyscan:entity:aia-a9955259",
    "slug": "aia-a9955259",
    "name": "AIA",
    "lifecycle": "active",
    "revision": "fnv1a64:1ce68228a19bbcab"
  },
  "self": "https://readyscan.ai/api/v1/ai-search/entities/aia-a9955259/evidence",
  "evidenceRevision": "fnv1a64:a967647449622f4f",
  "asOf": "2026-10-20",
  "ownershipState": "public_sourced_unclaimed",
  "provenance": {
    "snapshotId": "aia-a9955259-source-content-c4cf0ddee1b99053-snapshot",
    "sourceId": "ready-scan-subjects",
    "sourceRecordId": "site-99def1eca9955259",
    "sourceRevisionId": "site-99def1eca9955259:capture:7c4cfe2d7348532d",
    "sourceContentHash": "fnv1a64:8860d7691236e095",
    "recordRevisionId": "site-99def1eca9955259:capture:7c4cfe2d7348532d",
    "recordContentHash": "fnv1a64:6c0c2ae054247433",
    "sourceCanonicalUrl": "https://www.aia.com.hk/en/products/health/vhis-standard",
    "sourceModifiedAt": "2026-10-20T03:08:31.927Z",
    "observedOn": "2026-10-20",
    "permission": {
      "basis": "public_information",
      "evidenceUrl": "https://www.aia.com.hk/en/products/health/vhis-standard"
    },
    "attributionUrl": "https://www.aia.com.hk/en/products/health/vhis-standard"
  },
  "assertions": [
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      "evidenceId": "ev-fact-54a1422375bae5f2",
      "claimId": "fact-54a1422375bae5f2",
      "claimText": "AIA offers the AIA Voluntary Health Insurance Standard Scheme, a medical protection insurance plan available as a basic plan or an add-on plan.",
      "position": "supports",
      "sources": [
        {
          "sourceId": "source-record",
          "title": "AIA website",
          "publisher": "aia.com.hk",
          "url": "https://www.aia.com.hk/en/products/health/vhis-standard",
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      "claimText": "The scheme offers guaranteed renewal up to the insured person’s age 100 and accepts applicants from 15 days to age 80.",
      "position": "supports",
      "sources": [
        {
          "sourceId": "source-record",
          "title": "AIA website",
          "publisher": "aia.com.hk",
          "url": "https://www.aia.com.hk/en/products/health/vhis-standard",
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      "claimId": "fact-c0c2de331931b094",
      "claimText": "The scheme has no lifetime benefit limit and allows claims up to HKD420,000 per policy year, with the annual limit replenishing each policy year.",
      "position": "supports",
      "sources": [
        {
          "sourceId": "source-record",
          "title": "AIA website",
          "publisher": "aia.com.hk",
          "url": "https://www.aia.com.hk/en/products/health/vhis-standard",
          "accessedOn": "2026-10-20",
          "sourceRevision": "site-99def1eca9955259:capture:7c4cfe2d7348532d"
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    {
      "evidenceId": "ev-fact-d478e72ec11ed0e5",
      "claimId": "fact-d478e72ec11ed0e5",
      "claimText": "The scheme provides partial cover for unknown pre-existing conditions during the first three policy years and full cover from the fourth policy year onwards.",
      "position": "supports",
      "sources": [
        {
          "sourceId": "source-record",
          "title": "AIA website",
          "publisher": "aia.com.hk",
          "url": "https://www.aia.com.hk/en/products/health/vhis-standard",
          "accessedOn": "2026-10-20",
          "sourceRevision": "site-99def1eca9955259:capture:7c4cfe2d7348532d"
        }
      ]
    },
    {
      "evidenceId": "ev-fact-6af75ae6325a6e64",
      "claimId": "fact-6af75ae6325a6e64",
      "claimText": "If no claims are made for at least three consecutive policy years, the insured becomes eligible for a premium discount on the next policy anniversary.",
      "position": "supports",
      "sources": [
        {
          "sourceId": "source-record",
          "title": "AIA website",
          "publisher": "aia.com.hk",
          "url": "https://www.aia.com.hk/en/products/health/vhis-standard",
          "accessedOn": "2026-10-20",
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    },
    {
      "evidenceId": "ev-fact-8a09dc55df4a99f2",
      "claimId": "fact-8a09dc55df4a99f2",
      "claimText": "The page states that tax deductions of up to HKD8,000 per insured person per year may be available; the deduction is from assessable income, not a direct reduction of total tax payable.",
      "position": "supports",
      "sources": [
        {
          "sourceId": "source-record",
          "title": "AIA website",
          "publisher": "aia.com.hk",
          "url": "https://www.aia.com.hk/en/products/health/vhis-standard",
          "accessedOn": "2026-10-20",
          "sourceRevision": "site-99def1eca9955259:capture:7c4cfe2d7348532d"
        }
      ]
    },
    {
      "evidenceId": "ev-fact-e6f1b36fe802def2",
      "claimId": "fact-e6f1b36fe802def2",
      "claimText": "AIA’s Medical Expense Pre-approval Service is intended to help customers control day-surgery or hospitalization expenses.",
      "position": "supports",
      "sources": [
        {
          "sourceId": "source-record",
          "title": "AIA website",
          "publisher": "aia.com.hk",
          "url": "https://www.aia.com.hk/en/products/health/vhis-standard",
          "accessedOn": "2026-10-20",
          "sourceRevision": "site-99def1eca9955259:capture:7c4cfe2d7348532d"
        }
      ]
    },
    {
      "evidenceId": "ev-fact-76b0d8af992d292d",
      "claimId": "fact-76b0d8af992d292d",
      "claimText": "With Cashless Hospitalisation, AIA settles the insured’s medical expenses directly with the private hospital on their behalf.",
      "position": "supports",
      "sources": [
        {
          "sourceId": "source-record",
          "title": "AIA website",
          "publisher": "aia.com.hk",
          "url": "https://www.aia.com.hk/en/products/health/vhis-standard",
          "accessedOn": "2026-10-20",
          "sourceRevision": "site-99def1eca9955259:capture:7c4cfe2d7348532d"
        }
      ]
    },
    {
      "evidenceId": "ev-fact-89324d88c71891cc",
      "claimId": "fact-89324d88c71891cc",
      "claimText": "AIA’s Telemedicine Service lets insured people have a medical consultation and receive medication while staying at home.",
      "position": "supports",
      "sources": [
        {
          "sourceId": "source-record",
          "title": "AIA website",
          "publisher": "aia.com.hk",
          "url": "https://www.aia.com.hk/en/products/health/vhis-standard",
          "accessedOn": "2026-10-20",
          "sourceRevision": "site-99def1eca9955259:capture:7c4cfe2d7348532d"
        }
      ]
    },
    {
      "evidenceId": "ev-fact-1bb332c5b711a140",
      "claimId": "fact-1bb332c5b711a140",
      "claimText": "The Telemedicine Service applies only when the insured person is physically in Hong Kong.",
      "position": "supports",
      "sources": [
        {
          "sourceId": "source-record",
          "title": "AIA website",
          "publisher": "aia.com.hk",
          "url": "https://www.aia.com.hk/en/products/health/vhis-standard",
          "accessedOn": "2026-10-20",
          "sourceRevision": "site-99def1eca9955259:capture:7c4cfe2d7348532d"
        }
      ]
    },
    {
      "evidenceId": "ev-fact-aa6225334a7e732b",
      "claimId": "fact-aa6225334a7e732b",
      "claimText": "The scheme provides access to a multi-discipline Specialist Network offering medical services.",
      "position": "supports",
      "sources": [
        {
          "sourceId": "source-record",
          "title": "AIA website",
          "publisher": "aia.com.hk",
          "url": "https://www.aia.com.hk/en/products/health/vhis-standard",
          "accessedOn": "2026-10-20",
          "sourceRevision": "site-99def1eca9955259:capture:7c4cfe2d7348532d"
        }
      ]
    },
    {
      "evidenceId": "ev-fact-5ec669ac42144664",
      "claimId": "fact-5ec669ac42144664",
      "claimText": "Online purchase through AIA iShop is available in Hong Kong to HKID card holders aged 18 or above.",
      "position": "supports",
      "sources": [
        {
          "sourceId": "source-record",
          "title": "AIA website",
          "publisher": "aia.com.hk",
          "url": "https://www.aia.com.hk/en/products/health/vhis-standard",
          "accessedOn": "2026-10-20",
          "sourceRevision": "site-99def1eca9955259:capture:7c4cfe2d7348532d"
        }
      ]
    },
    {
      "evidenceId": "ev-fact-a085538af6e922bf",
      "claimId": "fact-a085538af6e922bf",
      "claimText": "The webpage does not contain the full product terms; customers can refer to the brochure and policy contract for features, conditions, exclusions and key risks, and may request a sample policy contract before applying.",
      "position": "supports",
      "sources": [
        {
          "sourceId": "source-record",
          "title": "AIA website",
          "publisher": "aia.com.hk",
          "url": "https://www.aia.com.hk/en/products/health/vhis-standard",
          "accessedOn": "2026-10-20",
          "sourceRevision": "site-99def1eca9955259:capture:7c4cfe2d7348532d"
        }
      ]
    },
    {
      "evidenceId": "ev-fact-6d8a872653587ef6",
      "claimId": "fact-6d8a872653587ef6",
      "claimText": "The scheme is described as a reimbursement medical protection insurance plan and can be taken as a stand-alone plan or as an add-on to specified basic plans.",
      "position": "supports",
      "sources": [
        {
          "sourceId": "source-record",
          "title": "AIA website",
          "publisher": "aia.com.hk",
          "url": "https://www.aia.com.hk/en/products/health/vhis-standard",
          "accessedOn": "2026-10-20",
          "sourceRevision": "site-99def1eca9955259:capture:7c4cfe2d7348532d"
        }
      ]
    }
  ],
  "contradictionState": "none_recorded",
  "ambiguityState": "none_recorded",
  "relations": {
    "discovery": "https://readyscan.ai/api/v1/ai-search/discovery",
    "evidence": "https://readyscan.ai/api/v1/ai-search/entities/aia-a9955259/evidence",
    "verification": "https://readyscan.ai/api/v1/ai-search/verify?entity=aia-a9955259"
  },
  "limitations": [
    "This document connects published company information to its retained source references. Unmatched IDs remain unknown; reading it does not refresh the sources."
  ]
}